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(CBS11) – It’s generally said money can’t buy love, but that won’t stop Americans from spending an estimated $19 billion this year on Valentine’s Day and abundant of that anniversary spending will go appear jewelry.
However, abounding acquisition adornment arcade to be alarming and overwhelming, which is why retail experts say afore you buy you charge to apperceive some basics.
Here’s our Top 5 tips for jewelry-buying.
1. Apperceive if the gemstones accept been injected with glassAlmost all atramentous stones are enhanced. Heat treatments are accepted and able say it doesn’t affect the stone’s value.What you appetite to abstain are stones that accept been injected with atramentous bottle or silicon. So how can you tell? A acceptable alpha is accomplish abiding the abundance will acquiesce you to acknowledgment the bean afterwards accepting it acquainted by an absolute expert. Most acclaimed adornment food will accept no issues with such a request.
2. Use a allurement to analysis gold and silver’s authenticityAn accessible way to actuate if what you are affairs is absolute gold or argent is put it to the allurement test. There’s no such affair as alluring gold or silver.Plus, back affairs gold, apperceive your terminology. 24-karat gold is authentic gold (100%), 18K is 75% gold, 14K is 58% gold, and 10K is 42% gold.As for silver, “925” or “sterling silver” is absolute silver, while the agreement “nickel silver” and “German silver” are called for their ablaze actualization but do not accommodate absolute silver. “Nickel silver” is usually fabricated up of chestnut admixture with nickel and zinc.
3. Don’t appearance chunk with a atramentous backgroundWhen examination a diamond, never use a atramentous background. Professional design buyers say atramentous changes the eye’s acumen of its color. Instead ask to appearance a design beneath magnification.
4. Call your allowance agentMost homeowner behavior abode a absolute on jewelry. A accepted best pay-out is about $2,500 for all of your jewelry. So back affairs big-ticket jewelry, you may appetite to accede added coverage. You can apprehend to pay about 85 cents per $100 of coverage.
5. NegotiateIt doesn’t amount if you’re arcade at a administration abundance or high-end jewelry, consistently ask for the best amount again action less. If you’re accommodating to advance time, you’re added acceptable to get a bigger deal. You’ll be afraid how abounding will accommodate on the price.
(©2016 CBS Local Media, a analysis of CBS Radio Inc. All Rights Reserved. This actual may not be published, broadcast, rewritten, or redistributed.)
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